A Wraparound deed of trust:
- Allows the seller to retain title.
- Is illegal
- Can be used to refinance a property.
- Make the due-on-sale clause unenforceable.
The answer is C. A wraparound deed of trust is legal, would transfer title to the buyer, and a due-on-sale clause would still be enforceable, which means that the bank can call the entire mortgage due and payable.